Market real estate Poland remains one of the most active in Central Europe. Despite high interest rates in recent years, housing prices in the country's largest cities continue to rise. This is particularly noticeable in Warsaw, Krakow, Wroclaw, Gdańsk, and Poznań.

Many foreigners planning to buy an apartment in Poland are wondering: where is it most profitable to buy real estate now – for living, investment, or rental purposes?

Let's take a detailed look at the real estate market in Poland's largest cities in 2026, including where prices are rising fastest, rental yields, and where the greatest growth potential currently lies.

Why does real estate in Poland continue to rise in price?

The market is simultaneously influenced by several factors:

• housing shortage,
• population growth in large cities,
• migration of foreigners,
• IT and business development,
• active construction of infrastructure,
• gradual reduction of interest rates,
• high demand for rentals.

Even despite a temporary cooling of the market following the rise in rates, Poland remains a country with one of the most stable real estate markets in the region.

Warsaw is the leader in the Polish real estate market.

Average prices

Warsaw remains the most expensive city in Poland.

Average price per square meter in 2025–2026:

• primary market: around 17,000–20,000 zł/m²,
• premium areas: up to 25,000–40,000 zł/m². ()

The following grow especially quickly:

• Wola,
• Mokotów,
• Śródmieście,
• Żoliborz,
• Praga Północ.

Rent and investment

Warsaw has the strongest rental market in Poland:

• rent: 75–80 zł/m²,
• Profitability: about 5-6% per annum. ()

Demand is supported by:

• international companies,
• students,
• foreign specialists,
• IT sector.

Advantages of investing in Warsaw:

• the highest liquidity,
• rapid increase in cost,
• stable demand for rent,
• the largest labor market.

Cons:

• high entry threshold,
• dear own contribution,
• great competition.

Krakow is a city with one of the fastest price increases

Krakow has been among the leaders in real estate price growth for several years now.

Average prices:

• 14,000–17,000 zł/m²,
• in the center and premium areas - significantly higher.

Why is Krakow growing so fast?

This is influenced by:

• a huge flow of tourists,
• IT companies,
• international business,
• students,
• limited number of new building plots.

Krakow remains one of the best cities in Poland for:

• short-term rental,
• investments,
• purchases of real estate for growth in value.

Rent

Average rent:

• about 64–66 zł/m².

Demand remains consistently high due to:

• universities,
• tourists,
• foreign employees of companies.

Wroclaw is one of the most promising cities for investment.

Wroclaw is considered one of the fastest growing cities in Poland.

Average prices:

• 13,000–15,000 zł/m².

Why do investors love Wroclaw?

Wroclaw is actively developing as:

• IT hub,
• university center,
• international business cluster.

There is a very strong demand for rentals here among:

• students,
• programmers,
• foreign workers.

Rental yield

Average rent:

• about 62 zł/m². ()

At the same time, entry to the market is still cheaper than in Warsaw or Krakow.

That is why many investors consider Wroclaw to be one of the best options in terms of:

• price,
• height,
• rent,
• liquidity.

Gdansk is a leader in seaside real estate

Gdansk remains one of the most attractive cities in Poland for investment.

Average prices:

• about 15,000–17,000 zł/m²,
• in areas near the sea it is significantly higher.

Why does Gdansk continue to become more expensive?

Main reasons:

• limited amount of land by the sea,
• high tourist demand,
• development of logistics and ports,
• popularity among foreigners.

Rent

Gdansk is among the leaders in terms of rental prices:

• about 66–70 zł/m².

Particularly beneficial may be:

• short-term rental,
• real estate near the sea,
• apartments in new complexes.

Poznan is an undervalued market with good potential

Poznan often remains in the shadow of Warsaw and Krakow, but that is precisely why many investors are paying attention to it.

Average prices:

• about 13,000–14,000 zł/m².

What is interesting about Poznan?

Poznan is considered:

• stable market,
• a city with a good economy,
• a strong student center,
• a city with relatively accessible entrance.

Rent

Rental demand remains consistently high due to:

• students,
• business,
• international companies.

At the same time, the cost of purchasing real estate here is still lower than in Warsaw or Gdansk.

Where is it most profitable to buy real estate now?

It all depends on your goal.

For maximum liquidity:

• Warsaw.

To increase the cost:

• Krakow,
• Gdansk.

To balance price and yield:

• Wroclaw,
• Poznan.

For rent to tourists:

• Gdansk,
• Krakow.

What will happen to the real estate market next?

Most analysts believe that the Polish real estate market will continue to grow in the coming years.

Main reasons:

• housing shortage,
• rising construction costs,
• high demand,
• investments in the economy,
• gradual improvement of mortgage conditions. ()

At the same time, in some cities a temporary stabilization of prices is possible after strong growth in recent years.

Assistance with purchasing real estate and mortgages in Poland

If you are planning to buy an apartment or invest in real estate in Poland, I can help:

• find an apartment,
• check the property,
• get a mortgage for foreigners,
• calculate creditworthiness,
• select a bank,
• carry out the transaction from start to receipt of the keys.

I work with both the primary and secondary real estate markets.

Read more: rutkowskihome.pl

If you want to know how much of a mortgage you can count on or where it’s currently most profitable to buy real estate, contact me, and I will pre-check your situation for free.