Posts by Admin
Czynsz in Poland: What it is, what it's made of, and why it's so different
If you rent or buy an apartment in Poland, you'll quickly encounter the concept of "czynsz." For many foreigners (and even...
Renting an Apartment in Poland: What a Foreigner Needs to Know
Buying a rental apartment in Poland remains one of the most popular investment options among foreigners. The stable economy...
When does a foreigner need permission to purchase real estate in Poland?
The border zone is the most important point ❗ In the border zone, permission is always required if you own land. If the property...
Down payment for a mortgage in Poland: how much does a foreigner need?
The down payment is one of the key elements of a mortgage in Poland and, at the same time, one of the most common sources of myths and misunderstandings...
Why did a bank refuse a mortgage in Poland and what to do next?
Being denied a mortgage is one of the most stressful moments when buying real estate, especially for foreigners. Clients are often convinced that the documents...
Fact or Fiction: Does a Mortgage Agent Make Mortgages in Poland More Expensive?
When planning a mortgage in Poland, many clients, especially foreigners, ask the same question: should they apply for a mortgage themselves or...
Mortgages in Poland for Foreigners: How Banks Assess Creditworthiness
Mortgages in Poland for foreigners are still surrounded by many myths. Some believe that it's impossible to get a mortgage without a Polish passport...
Panel houses in Poland: should you be afraid of old buildings?
Panel buildings, or so-called old buildings (wielka płyta), often make buyers wary. It is believed that in such...
Spółdzielcze własnościowe pravo – what it is and why you shouldn't be afraid of it
Spółdzielcze własnościowe prava na kapital (apartment right) is one of the most misunderstood forms of property ownership in Poland, especially among foreigners...
Księga wieczysta — what is it and why you can't buy real estate in Poland without it
What is a księga wieczysta in simple terms? A księga wieczysta (literally, a book of purity) is, in simple terms, a real estate passport...