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How to distinguish a good realtor from a bad one in Poland: an honest conversation without illusions
The Polish real estate market is attracting a growing number of people—buyers, investors, and foreigners. As interest grows, so does the number...
📊 Polish Real Estate Market in 2025: Quarterly Dynamics, Prices, Demand, and Forecasts
Introduction: 2025 – The Year of a Sober Market After years of sharp price increases, overheated demand, and panic buying, the real estate market...
🔥 Mortgage refinancing in Poland: how to lower your payment or shorten your loan term by years
A mortgage in Poland is a 20-30-year commitment, but that doesn't mean the terms remain fixed. Interest rates, bank...
Spółdzielnia mieszkaniowa and wspólnota mieszkaniowa in Poland: What's the difference and which is better?
When buying or renting an apartment in Poland, you almost always encounter two forms of building management: spółdzielnia mieszkaniowa and wspó...
Czynsz in Poland: What it is, what it's made of, and why it's so different
If you rent or buy an apartment in Poland, you'll quickly encounter the concept of "czynsz." For many foreigners (and even...
Renting an Apartment in Poland: What a Foreigner Needs to Know
Buying a rental apartment in Poland remains one of the most popular investment options among foreigners. The stable economy...
When does a foreigner need permission to purchase real estate in Poland?
The border zone is the most important point ❗ In the border zone, permission is always required if you own land. If the property...
Down payment for a mortgage in Poland: how much does a foreigner need?
The down payment is one of the key elements of a mortgage in Poland and, at the same time, one of the most common sources of myths and misunderstandings...
Why did a bank refuse a mortgage in Poland and what to do next?
Being denied a mortgage is one of the most stressful moments when buying real estate, especially for foreigners. Clients are often convinced that the documents...
Fact or Fiction: Does a Mortgage Agent Make Mortgages in Poland More Expensive?
When planning a mortgage in Poland, many clients, especially foreigners, ask the same question: should they apply for a mortgage themselves or...