Finance
Mortgages in Poland in 2026 for Ukrainians and Belarusians: Real chances of getting a loan
Buying an apartment in Poland with a mortgage is one of the most common requests from clients from Ukraine and Belarus. Rent prices are rising, and the real estate market...
Legalization of funds from abroad in Poland: What you need to know when buying real estate
Let's start with an important point. The term "money laundering" often sounds inappropriate and even scary. In my practice,...
Rodzinny Kredyt Mieszkaniowy (RKM) 2026: How to buy an apartment in Poland without a down payment
A complete and simple analysis of the program without complex banking language. Buying an apartment in Poland often runs into one problem—no...
How much money do you need to buy an apartment in Poland in 2026? A full breakdown.
Cash and mortgage – real expenses without illusions. Buying an apartment in Poland is not just about the price in the ad. Very often, buyers...
🔥 Mortgage refinancing in Poland: how to lower your payment or shorten your loan term by years
A mortgage in Poland is a 20-30-year commitment, but that doesn't mean the terms remain fixed. Interest rates, bank...
Down payment for a mortgage in Poland: how much does a foreigner need?
The down payment is one of the key elements of a mortgage in Poland and, at the same time, one of the most common sources of myths and misunderstandings...
Why did a bank refuse a mortgage in Poland and what to do next?
Being denied a mortgage is one of the most stressful moments when buying real estate, especially for foreigners. Clients are often convinced that the documents...
Fact or Fiction: Does a Mortgage Agent Make Mortgages in Poland More Expensive?
When planning a mortgage in Poland, many clients, especially foreigners, ask the same question: should they apply for a mortgage themselves or...
Mortgages in Poland for Foreigners: How Banks Assess Creditworthiness
Mortgages in Poland for foreigners are still surrounded by many myths. Some believe that it's impossible to get a mortgage without a Polish passport...
Is it possible to buy an apartment in Poland with cash in 2026?
Is it possible to pay for an apartment in Poland in cash? Many buyers, especially foreigners, ask: is it possible to buy an apartment in...