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How much do you need to earn in Poland to get a mortgage? Banks' real-world estimates for 2026
One of the most common questions I hear from clients is very simple: «I earn 7,000, 10,000, or 15,000 zlotys. On...
Mortgages in Poland in 2026: Why can the same income yield a loan of PLN 135,000 to PLN 1,750,000? Banks' latest estimates for August
Let's say you earn 11,000 zł net per month and want to buy an apartment in Poland. A logical question: What mortgage amount should I...
Did the bank refuse a mortgage, even though the salary is good? 15 reasons for loan refusal in Poland and what to do after the refusal
Why might a bank say "no" even if you earn a good income? Is it possible to get a mortgage from another bank after being rejected? How can...
New price limits under the Rodzinny Kredyt Mieszkaniowy (RKM) program for the second quarter of 2026 – a complete list for all voivodeships
What changed in the "Rodzinny Kredyt Mieszkaniowy" (Family Loans) program in the second quarter of 2026? If you're planning to buy an apartment or house in Pol...
Mortgages in Poland July 2026: What loan amounts are available from different banks?
Buying your own home is one of the most important financial decisions. One of the first questions every prospective homeowner asks...
Mortgage loans for Ukrainians in Poland in 2026: Umowa o pracę, Umowa zlecenie, or work through an agency? A complete guide
Buying a home in Poland is becoming increasingly popular among Ukrainian citizens. However, one of the first questions that arises...
Why does a bank conduct a property appraisal before issuing a mortgage?
When purchasing an apartment or house in Poland, many clients are surprised when, after applying for a mortgage, the bank informs them of the need to...
Creditworthiness in June 2026: How much mortgage can you get from Polish banks?
Introduction: Planning to buy an apartment or house in Poland? One of the first questions you should ask yourself is how much of a mortgage...
What to Check Before Buying an Apartment in Poland: A Complete Guide for Real Estate Buyers
Buying an apartment in Poland is one of the most important financial decisions in life. Many people focus solely on the price, renovations, and...
How much money do you really need to buy an apartment in Poland in 2026?
Many people planning to buy real estate in Poland think only about the down payment and monthly mortgage payment. But in...